Financing

Buy now, pay later!

With convenient financing plans and flexible payment options, you can defer payments for up to 24 months interest-free*!

Apply for financing online today!

 

12 months
interest-free*
Min. $500
24 months
interest-free*
Min. $1,000
36 months
@ 10.99%**
Min. $2,000
48 months
@ 10.99%**
Min. $2,000

4 flexible financing plans available in-store and online

*Free financing

* Minimum monthly payments of 5% of remaining balance. Interest charges will accrue on the purchase and annual fees from the beginning of the promotional period, and a minimum payment will be due each billing cycle. However, if you make the required payments and pay the balance in full before the promotional period expires, all accumulated interest charges will be waived and no interest charges will accrue on the purchase amount and annual fee. If you do not pay the balance in full by the promotional period expiry date, all accumulated interest charges will be applied to your account.

Financing up to $30,000 on approved credit. Terms and conditions apply. Other financing options are available in-store. Annual fees, as set out in your account agreement, may be charged to your account subject to certain conditions. Financing is offered by Fairstone Financial Inc. and is subject to all terms and conditions of the Retail Credit Agreement and the Statement of Conditions and Promotional Program Disclosure Statement (collectively the "Account Agreement").

**Same as cash (with payments)

** The purchase amount and annual fee are divided by the number of months in the promotional period to determine equal monthly payments. No interest charges will accrue on the purchase amount and annual fee during the promotional period if the minimum payment due is made by the due date of each billing cycle. The terms and conditions of this promotional program will be invalidated if you fail to fulfill your obligations under the account agreement. Upon cancellation or expiration of the promotional program (or for purchases to which this program does not apply), the annual interest rate of 31.99% as stated in your account agreement and the terms and conditions of the regular credit program will apply to all outstanding balances. Certain conditions apply. Consult your account agreement or visit your store for more information.

Financing up to $30,000 on approved credit. Terms and conditions apply. Other financing options are available in-store. Annual fees, as set out in your account agreement, may be charged to your account subject to certain conditions. Financing is offered by Fairstone Financial Inc. and is subject to all terms and conditions of the Retail Credit Agreement and the Statement of Conditions and Promotional Program Disclosure Statement (collectively the "Account Agreement").

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Fast and secure applications

Apply online from your computer or mobile device anywhere, anytime. Receive a decision and credit amount within minutes.

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Also available in all our stores

Once your financing application has been approved, you’ll be able to make a purchase as soon as you like in one of our stores or through our online store.

How to make a payment to your Fairstone financing account:

  • Telephone or online banking: enter Fairstone Retail Financing as the payee
  •  At your financial institution: in some cases, institutions will help you set up monthly recurring payments
  •  At a local Fairstone branch: Visit branches.fairstone.ca and find a branch near you
  • By mailing a cheque payable to Fairstone: include your account number and the payment amount on the return portion of your monthly statement and address it to:

Fairstone Financial Inc.
Attn: Payment Processing
630 René-Lévesque Blvd. W., Suite 1400 Montréal, Quebec, H3B 1S6

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